HealthCare

)..Insurance Group, with our family of companies, offers a full portfolio of plans that let you tailor health coverage to YOUR specific needs. With over 50 collective years of insurance experience, we provide a broad choice of flexible solutions and secure insurance plans. All you need to do is contact an agent to find the health coverage that best suits you and your family's individual needs!

Our insurance plans offer an array of options for customers on a limited budget, as well as, those who are looking for additional benefits. No matter the type of plan you choose, we work with you to build the health coverage that’s best for you and your family.

Customize Your Health Plan:

       HEALTH

    Any Doctor, Any Hospital!
    24 hour coverage, on or off the job
    Portable coverage
    Quality coverage available for periods of critical illness
    Wellness & Health Screening Benefits Available

MedGuard - Critical Illness Coverage Plans --provides lump sum benefit payments to the insured to help offset any out of pocket healthcare expenses or other household expenses if a covered critical health incident occurs in the future.

HealthAccess PlusSM Fixed Indemnity Plan--Fixed Indemnity Plan is offered without medical underwriting and provides first dollar payments for covered healthcare services without a calendar year deductible having to be first satisfied.

Accident Protector - is an excess medical expense coverage insurance plan, designed to help fill the gap of out-of-pocket expenses you may incur as a result of accidental bodily injury.

IncomeProtector - Short Term Accident Disability Coverage-- can help you pay your bills if you become disabled due to a covered accident. If you become totally disabled due to a covered accident, IncomeProtector can pay you monthly benefits for up to 12 months.

LifeProtector - Life Coverage Plan--is a 10 year term life insurance plan that provides peace of mind for your family through valuable life insurance benefits in the event something unforeseen were to happen.

      DENTAL

    3 Plans to Choose From Tailored for Your Needs
    Preventative Dental Care Coverage
    Basic Dental Care Coverage
    Major Dental Care Services Available
    Orthodontic Care Services Available

SecureDental - Dental Coverage--can help your family maintain a healthy smile. The plans utilize your selected network and pay the expenses charged for covered services after the PPO discount

     VISION

    Over 100,000 Access Points
    Comprehensive Eye Exam Coverage
    Corrective Lenses Coverage
    Corrective Contact Lenses Coverage
    Annual Allowance Towards Frames

PremierVision-- is easy to use and can help save you money with both insurance benefits and negotiated discounts provided by the Spectera Eyecare Networks. PremierVision provides benefits for the annual comprehensive eye exam, corrective standard lenses and frames, or corrective contact lenses in lieu of lenses and frames.

Let us help you get started:

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